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If loss or damage occurs during shipment from artist to gallery, then the artist's insurance needs to jump into action. However, if loss or damage occurs at the gallery or between gallery and artist during return shipment the gallery's insurance is tasked to make the artist whole. How can a gallery shift the burden of a deduction onto an artist who has no control over the handling of the work? The terms of insurance is a business agreement between the gallery and their insurance provider, NOT between the gallery and the artist. What incentive would a gallery have to take proper care of an artwork in their possession if all risk is transferred onto a third party who is not even there to supervise. Makes no sense to me.
If I were the artist, I would not agree to this clause. - BM
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